|
Our bank has a diverse menu of checking accounts that change often to fit your diverse needs. Plus, we are always adding new products and services to make your financial life easier.
Use the Quick Reference chart for a comparison of all our accounts. Click on the account name for more in-depth information, and to see how one of our checking accounts can benefit you.
Quick Reference Chart
|
|
Free Checking
|
Direct Connect Checking
|
Preferred Interest Checking
|
Cash Mgmt Interest Checking
|
The Way You Live…
|
Basic Checking
|
If you need image statements
|
Earn interest on your balances
|
Higher earnings on higher balances
|
Minimum to Open
|
$50
|
$50
|
$50
|
$10,000
|
Internet Banking
|
FREE
|
FREE
|
FREE
|
FREE
|
banking@home with Bill Pay
|
Available
|
Available
|
Available
|
Available
|
Plus Package
|
Recommended
|
Recommended
|
Recommended
|
Recommended
|
One Statement Banking
|
Included
|
Included
|
Included
|
Included
|
Statement Type
|
Truncated or
e-statement
|
Image or
e-statement
|
Image, truncated or
e-statement
|
Image, truncated or
e-statement
|
Unlimited Check Writing
|
Included
|
Included
|
Included
|
Included
|
Overdraft Access**
|
Included
|
Included
|
Included
|
Included
|
Have you tried to open a checking account – only to be turned down?
Consider Fresh Start Checking
Free Checking
For basic checking convenience without a monthly fee, Free Checking is the right account for you. There’s no minimum monthly balance requirement.
Minimum to Open:
|
$50
|
Monthly Maintenance Fee:
|
$0
|
CheckPlus Visa Check Card:
|
FREE
|
Plus Package:
|
$6.95/month
|
Free Checks:
|
PLUS Package
|
Statement Type:
|
Safekeeping (truncated) or e-statement (Images - $2)
|
Internet Banking:
|
FREE
|
banking@home with BillPay:
|
FREE with e-statement, otherwise $5.95/month
|
Overdraft Access:
|
Included
|
Back to top
Direct Connect Checking
This account is right for you if you want to manage your finances with Intuit’s Quicken or Microsoft’s Money financial software.
Minimum to Open:
|
$50
|
Monthly Maintenance Fee:
|
$6
|
Minimum Balance to Waive Monthly Fee:
|
$500
|
Average Daily Balance to Avoid Fee:
|
$1,000
|
CheckPlus Visa Check Card:
|
FREE
|
Plus Package:
|
$6.95/month
|
Statement Type:
|
e-statement
|
Internet Banking:
|
FREE
|
banking@home with BillPay:
|
FREE with e-statement, otherwise $5.95/month
|
Overdraft Access:
|
Included
|
Relationship Plus: Maintain an average daily balance of $2,500 in checking or savings, $10,000 in money market, or $25,000 in all combined deposit accounts and your Direct Connect checking account is free.
Back to top
Preferred Interest Checking
If you want to earn interest on your account and plan to keep a higher minimum balance, this is the account for you.
Minimum to Open:
|
$50
|
Monthly Maintenance Fee:
|
$10
|
Minimum Balance to Waive Monthly Fee:
|
$1,000
|
Average Daily Balance to Avoid Fee:
|
$2,000
|
CheckPlus Visa Check Card:
|
FREE
|
Plus Package:
|
$6.95/month
|
Statement Type:
|
Choice of Image or Safekeeping (truncated) or e-statement
|
Internet Banking:
|
FREE
|
banking@home with BillPay:
|
FREE with e-statement, otherwise $5.95/month
|
Overdraft Access:
|
Included
|
Relationship Plus: Maintain an average daily balance of $2,500 in checking or savings, $10,000 in money market, or $25,000 in all combined deposit accounts and your Preferred Interest checking account is free.
Back to top
Cash Management Interest Checking
Looking for immediate liquidity, the power of market rates paid on your balance, with all the convenience of a checking account? Look no further. This account also includes a no-monthly-fee CheckPlus Visa Check Card. You can finally start making your money work harder while you manage your wealth more effectively.
Minimum to Open:
|
$10,000
|
Monthly Maintenance Fee:
|
$15
|
Minimum Balance to Waive Monthly Fee:
|
$5,000
|
Average Daily Balance to Avoid Fee:
|
$10,000
|
Tiered Interest:
|
Yes
|
CheckPlus Visa Check Card:
|
FREE
|
Plus Package:
|
$6.95/month
|
Statement Type:
|
Choice of Image or Safekeeping (truncated) or e-statement
|
Internet Banking:
|
FREE
|
banking@home with BillPay:
|
FREE with e-statement, otherwise $5.95/month
|
Overdraft Access:
|
Included
|
Your Cash Management Interest Checking account is free if you keep $25,000 in an InvestorServices brokerage account.
Back to top
*Bill Payment fee of $5.95/month is waived if you are registered for an e-statement. e-statements do not contain check images, but images are available in banking@home.
** Subject to The Overdraft Access Policy, which is not a contract or obligation of the bank to pay overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means when insufficient funds exist in an account, but a method of making decisions on paying and returning these transactions to provide better customer service. Our regular overdraft fee of $28.00 will apply to each item paid under this Policy. Repayment of the overdraft amount is expected immediately. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. Please see the Overdraft Access Policy Description available from any branch office. The bank reserves the right to withdraw this service at anytime.
|
 |
Click here to email us

|